Terms of Agreement

Last Updated: May 1, 2020
Effective: January 1, 2020

Teachers in Business Directory Terms of Use

By using the Teachersinbizdirectory.com web site (“Service”), or any
services of Teachers in Business Directory, Inc (“Teachers in Business
Directory”), you are agreeing to be bound by the following terms and
conditions (“Terms of Service”). IF YOU ARE ENTERING INTO THIS
AGREEMENT ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY,
YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH
ENTITY, ITS AFFILIATES AND ALL USERS WHO ACCESS OUR
SERVICES THROUGH YOUR ACCOUNT TO THESE TERMS AND
CONDITIONS, IN WHICH CASE THE TERMS “YOU” OR “YOUR” SHALL
REFER TO SUCH ENTITY, ITS AFFILIATES AND USERS ASSOCIATED
WITH IT. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO
NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST NOT
ACCEPT THIS AGREEMENT AND MAY NOT USE THE SERVICE.
Teachers in Business Directory reserves the right to update and change
the Terms of Service from time to time without notice. Any new features
that augment or enhance the current Service, including the release of new
tools and resources, shall be subject to the Terms of Service. Continued
use of the Service after any such changes shall constitute your consent to
such changes. You can review the most current version of the Terms of
Service at any time clicking on the terms of service tab.
Violation of any of the terms below may result in the termination of your
Account. You agree to use the Service at your own risk.

A. Account Terms

1. You must be 13 years or older to use this Service
2. You must provide your legal full name, a valid email address, and
any other information requested in order to complete the signup
process.

3. Your login may only be used by one person – a single login shared
by multiple people is not permitted. You may create separate
logins for as many people as your plan allows.
4. You are responsible for maintaining the security of your account
and password. Teachers in Business Directory cannot and will not
be liable for any loss or damage from your failure to comply with
this security obligation.
5. You are responsible for managing payment transactions on your
own website. Teachers in Business Directory cannot and will not
be liable for any loss or damage from your failure to manage your
own payment transactions. Any disputes with users of your website
are not the responsibility of Teachers in Business Directory and are
solely the responsibility of you, the user of the Service.
6. If you cancel the Service or cancel your website, it is your
responsibility to cancel all member subscriptions. Teachers in
Business Directory will not be held liable for ongoing payment
transactions that occur after you cancel usage of the Service. It is
your responsibility to ensure that when you cancel usage of the
Service, that all your member's payment transactions are canceled
and that no future billings occur.
7. The payment processing system may only be used for your
membership subscriptions, lead purchases, or the purchase of
other services that are fulfilled through the Teachers in Business
Directory platform. The purchase of other 3rd party services that
are not fulfilled through the Teachers in Business Directory
platform (marketing services, subscriptions to other services or
websites, advertising agreements, etc) cannot be charged through
the payment processing system of your Teachers in Business
Directory website. This is done to protect members, users, and
website owners from credit card fraud and other potential financial
damage.
8. You are responsible for all Content posted and activity that occurs
under your account (even when Content is posted by others who
have login access to your account).
9. You may not use the Service for any illegal or unauthorized
purpose. You must not, in the use of the Service, violate any laws

in your jurisdiction (including but not limited to copyright or
trademark laws).
10. The Teachers in Business Directory software is sold as a
Software as a Service (SaaS). All Teachers in Business Directory
SaaS licensees are provided with Teachers in Business Directory
premium hosting to host their Teachers in Business Directory
website. This hosting account may only be used to host files,
databases, and content, as it is initially installed in the hosting
account by Teachers in Business Directory and in compliance with
this Terms of Service document. No third party applications, files,
databases, or content (such as a WordPress, Joomla, phpBB, or
any other application) may be installed, saved, or hosted in a
Teachers in Business Directory hosting account at any time. If an
agent of Teachers in Business Directory discovers an unauthorized
third party application, file, database, or other content installed, it is
subject to immediate removal without prior notice to the licensee,
may result in the immediate termination of the license, and removal
of the entire website and all related files from the Teachers in
Business Directory servers. If you have questions about whether or
not an item may be installed, uploaded or saved to your Teachers
in Business Directory hosting account, please contact
info@25dreamsmedia.com first.
11. Users of the Service are allowed up to 10 gigabytes of free
bandwidth usage per month. Any users of the Service who surpass
the 10 gigabytes of free bandwidth usage limit per month may be
subject to additional charges, rate increases, and or surcharges.
12. Users of the Service are allowed up to 10 gigabytes of free disk
space usage. Any users of the Service who surpass the 10
gigabytes of free disk space usage limit may be subject to
additional charges, rate increases, and or surcharges.
13. Each plan of the Service includes a maximum number of
members that can be hosted on the Service. Any users of the
Service who surpass the allowed member limit of their Service plan
may be subject to additional charges, rate increases, and or
surcharges.

B. Payment, Refunds, Upgrading and Downgrading Terms

1. All plans must enter a valid credit card and a valid credit card must
always be on file in order to keep the Service active.
2. All fees and charges incurred in connection with your Teachers in
Business Directory account will be billed to the credit card
designated during the registration process for the Account or
subsequently designated by you to Teachers in Business
Directory. If you want to designate a different card or there is a
change in credit card validity or expiration date, or if you believe
someone has accessed the Site using your username and
password without your authorization, you may change your credit
card details by contactinginfo@25dreamsmedia.com and
requesting an update to your credit card on file.
3. All plans will continue and renew automatically, unless properly
cancelled (see Section C #1)
4. If you initially sign up for a plan which includes a free or discounted
trial period, and you do not cancel that account before the stated
trial period expires, you will be billed for the full price of the plan
starting on the day the trial period ends. If you cancel prior to the
processing of your first invoice following the trial period, you will not
be charged.
5. An upgrade to any plan from an Account in a trial period will end
your trial immediately. You will be billed for your first month
immediately upon upgrading.
6. The Service includes a “7 Day Money-Back Guarantee” Option.
This Option may only be exercised within 7 days (168 hours) after
the payment for the initial purchase of the Service has been
received, or the customer has been provided with their account
login credentials (whichever happens first), and only applies to
products that are purchased at the full retail price listed on The
Teachers in Business Select a Plan Page. The “7 Day Money-Back
Guarantee” does not apply when a product is purchased for a
lesser amount, including when the price is reduced due to the use
of coupons, promotions, or for any other reason.
7. Not all parts, segments, or extensions of the Service are supported
by the “7 Day Money-Back Guarantee”.

8. The “7 Day Money-Back Guarantee” Option does not apply and is
not limited to the following: website or software customizations,
training sessions, labor, consultations, services, plugins,
extensions, add-ons, themes, and other aspects of the Service not
related to the purchase of a License to use the Service.
9. To be fair to all users of the Service, all sales are final and refunds
will not be issued unless a purchase is refundable under the
parameters of the “7 Day Money-Back Guarantee” as described
here. The Service is non-refundable outside of these parameters.
10. The Service is billed in advance on a monthly, yearly, or
otherwise defined term or period of time basis and is non-
refundable.
11. There will be no refunds or credits for partial months of service,
upgrade/downgrade refunds, or for periods where the license
holder did not use their account without cancelling the Service. In
order to treat all users of the Service equally, no exceptions will be
made.
12. Promotions, discounts, deals, and/or additional offers may not
be applied after a sale or transaction has been completed.
13. All fees are exclusive of all taxes, levies, or duties imposed by
taxing authorities, and you shall be responsible for payment of all
such taxes, levies, or duties, excluding only United States (federal
or state) taxes.
14. For any upgrade or downgrade in plan level, your credit card
that you provided will automatically be charged the new rate on
your next billing cycle. An upgrade to any higher priced plan will
immediately bill you for the prorated difference for the current
billing cycle. If a plan downgrade causes a credit to your account,
this credit will be used toward your next billing(s). This credit will
not be refunded.
15. Downgrading your Service may cause the loss of features or
capacity of your Account. Teachers in Business Directory does not
accept any liability for such loss.
16. If a scheduled payment is missed or cannot be processed and
remains past due, services may be stopped or cancelled and

service cancellation notices may be sent via email to all email
addresses associated with the account.
17. Teachers in Business Directory offers "The Right Plan Promise
Agreement". "The Right Plan Promise Agreement" protects users
from price increases of Service plans they are already subscribed
to as well as enables users to take advantage of new lower prices
when they are available for the same plan they are already
subscribed to. Users may also add additional accounts at the same
price levels of subscriptions of the Service that they have already
subscribed to.

C. Cancellation and Termination

1. You are solely responsible for properly canceling your account. An
email request to cancel your account is required to cancel your
Account and stop ongoing payments. Emails must be sent to
info@25dreamsmedia.com.
2. In order to prevent fraud or accidental cancellations, additional
security information may be required to protect you from falsified
cancellations. And until such security information can be provided
to verify your identity, your account and the Service will remain
active.
3. All of your Content will be immediately deleted from the Service
upon cancellation. This information can not be recovered once
your account is cancelled.
4. If you cancel the Service before the end of your current paid up
month, your cancellation will take effect immediately and you will
not be charged again.
5. Teachers in Business Directory, in its sole discretion, has the right
to refuse service to current or future users of the Service, or any
other Teachers in Business Directory service, for any reason at
any time. Reasons for this may include but are not limited to: using
the Service for illegal purposes or using the Service to post illegal
content. In the event your account is terminated all content can be
exported and provided to you. You may contact
info@25dreamsmedia.com to request an export of all your data if
you are unable to export it yourself or if you need assistance.

6. If a credit card dispute is opened for a payment made for The
Service, or if a scheduled payment for The Service is stopped,
cancelled or disputed, your account may be terminated
immediately, access to The Service will be cancelled and all refund
agreements will be voided.
1. In the event of a credit card dispute, access to The Service
will only be restored once one of the following occurs:
1. The Merchant Provider of The Service has
provided due notification that the credit card
dispute has been resolved in full, and has
provided The Service unrestricted access to the
disputed funds.
2. The full amount of the disputed credit card, plus
any other fees due, plus any additional fees
incurred by the Service as a result of the credit
card dispute has been paid in full.  Once The
Merchant Provider of The Service has provided
The Service unrestricted access to the disputed
funds of the initial transaction, said funds will be
refunded to the Customer via the standard refund
procedure of The Merchant.

D. Modifications to the Service and Prices

1. Teachers in Business Directory reserves the right at any time and
from time to time to modify or discontinue, temporarily or
permanently, the Service (or any part thereof) with or without
notice.
2. Prices of all Services, including but not limited to monthly
subscription plan fees to the Service, are subject to change. Such
notice may be provided at any time by posting the changes to the
Teachers in Business Directory site (Teachersinbiz.com) or the
Service itself.
3. Teachers in Business Directory shall not be liable to you or to any
third party for any modification, price change, suspension or
discontinuance of the Service.
4. Transferring of ownership and liability of your account for the
Service is possible. This requires an email and/or phone request in

order to transfer ownership of the Service to a new party. In order
to prevent fraud or accidental ownership transfers, additional
security information may be required to protect you from falsified
transfers. And until such security information can be provided to
verify your identity, your account and the Service will not be
transferred to another party. A one-time transfer fee may apply to
transfer ownership and liability of the Service to a new party.
5. Although upgrading to newer versions of the Service is free,
requesting Teachers in Business Directory to assist with migrations
such as, but not limited to, member feature posts and data, design,
category structures, widgets, and functionality may incur additional
fees, and may not be possible in some circumstances. Teachers in
Business Directory does not guarantee that any of the migrations
listed above will be possible when the migration will occur between
websites using different software versions or design frameworks.
6. If your website is using Teachers in Business Directory payment
processing with the default payment gateway (Teachers in
Buisness Payments), meaning you are not using your own
payment gateway account, you assume all risks associated with
the collection of these payments through your website.
o If a member of your website disputes a charge to their
credit card or files a chargeback claim on a payment made
through your website using the default payment gateway,
you cannot request a withdrawal of the funds associated
with the disputed transaction until the claim is settled.
o Teachers in Business Directory will respond to the
chargeback claim on your behalf.
o Teachers in Business Directory may not notify the website
owner that a chargeback claim was filed by a member.
o If a chargeback claim is lost and as a result the member
receives a refund of the associated transaction, this
amount will be deducted from your website's Net Revenue
total, and a $20 fee will also be deducted from your Net
Revenue Total to compensate for the $20 fee charged by
the payment gateway to mediate the dispute.

o If a chargeback claim is won by Teachers in Business
Directory, your Net Revenue Total will not be impacted.

E. Copyright and Content Ownership

1. We claim no intellectual property rights over the material you
provide to the Service. Your domain name, ideas and Content
uploaded (including but not limited to videos, audio recordings, file
attachments, and written text) remain yours. However, by setting
your pages to be viewed publicly, you agree to allow others to view
your Content.
2. We claim no interest, vested interest, ownership, co-ownership,
intellectual property rights, private benefit, or possession before,
during, or after your use of the Service including but not limited to
your domain name, ideas, financial gains, financial losses,
investments, profits, content (including but not limited to videos,
audio recordings, file attachments, and written text), business
models, communications or recipients.
3. In no way does using the Service define a legal partnership with
Teachers in Business Directory including but not limited to co-
ownership, ownership, partnership, or any other type of bounded
legal interest including but not limited to intellectual property,
financial gains, financial loses, profits, investments, content,
liability, promises, damages, demands, claims, suits, or
proceeding.
4. Teachers in Business Directory does not pre-screen users of the
Service, and allows anyone to use the Service, but Teachers in
Business Directory has the right (but not the obligation) in its sole
discretion to refuse or remove any users from using the Service.
5. If a user or users of the Service infringe on the intellectual property
rights of another user of the Service over the material that you
provide to the Service including but not limited to your domain
name, ideas, content (including but not limited to videos, audio
recordings, file attachments, and written text), business models,
communications, or recipients, you agree that Teachers in
Business Directory assumes no liability, damages, interest, fault,
and provides no warranty against this, and you waive any right to
pursue any claim, demand, suit or proceeding against Teachers in
Business Directory.

6. Teachers in Business Directory is not affiliated with any users of
the Service
7. Teachers in Business Directory claims no relationship, association,
or affiliation with users of the Service.
8. Any information and opinions expressed by you, the user, through
the Service, are solely those of the user and are not the opinions of
Teachers in Business Directory, OUR DIRECTORS, OFFICERS,
EMPLOYEES, AND AGENTS.
9. Teachers in Business Directory does not pre-screen Content, but
Teachers in Business Directory has the right (but not the
obligation) in its sole discretion to refuse or remove any Content
that is available via the Service.
10. You shall defend Teachers in Business Directory against any
claim, demand, suit or proceeding made or brought against
Teachers in Business Directory by a third party alleging that Your
Content, or Your use of the Service in violation of this Agreement,
infringes or misappropriates the intellectual property rights of a
third party or violates applicable law, and shall indemnify Teachers
in Business Directory for any damages finally awarded against,
and for reasonable attorney’s fees incurred by, Teachers in
Business Directory in connection with any such claim, demand, suit
or proceeding; provided, that Teachers in Business Directory (a)
promptly gives You written notice of the claim, demand, suit or
proceeding; (b) gives You sole control of the defense and
settlement of the claim, demand, suit or proceeding (provided that
You may not settle any claim, demand, suit or proceeding unless
the settlement unconditionally releases Teachers in Business
Directory of all liability); and (c) provides to You all reasonable
assistance, at Your expense.
11. You represent and warrant that: (i) you own the Content posted
by you on or through the Service or otherwise have the right to
grant the rights and licenses set forth in these Terms of Use; (ii)
the posting and use of your Content on or through the Service
does not violate, misappropriate or infringe on the rights of any
third party, including, without limitation, privacy rights, publicity
rights, copyrights, trademark and/or other intellectual property
rights; (iii) you agree to pay for all royalties, fees, and any other

monies owed by reason of Content you post on or through the
Service; and (iv) you have the legal right and capacity to enter into
these Terms of Use in your jurisdiction.
12. You agree that Teachers in Business Directory is not
responsible for, and does not endorse, Content posted within the
Service. Teachers in Business Directory does not have any
obligation to pre-screen, monitor, edit, or remove any Content. If
your Content violates these Terms of Use, you may bear legal
responsibility for that Content.
13. Except as otherwise described in the Service's Privacy Policy,
available on the Teachers in Business Directory website under the
Privacy Policy tab as between you and Teachers in Business
Directory, any Content will be non-confidential and non-proprietary
and we will not be liable for any use or disclosure of Content. You
acknowledge and agree that your relationship with Teachers in
Business Directory is not a confidential, fiduciary, or other type of
special relationship, and that your decision to submit any Content
does not place Teachers in Business Directory in a position that is
any different from the position held by members of the general
public, including with regard to your Content. None of your Content
will be subject to any obligation of confidence on the part of
Teachers in Business Directory, and Teachers in Business
Directory will not be liable for any use or disclosure of any Content
you provide.
14. The look and feel of the Service is copyright ©2020 25 Dreams
Media, Inc. All rights reserved. You may not duplicate, copy, or
reuse any portion of the HTML/CSS, Javascript, or visual design
elements or concepts without express written permission from
Teachers in Business Directory.

F. General Conditions

1. Your use of the Service is at your sole risk. The service is provided
on an “as is” and “as available” basis.
2. Technical support is only provided to paying account holders and
may be available via email, phone or live text chat.
3. You understand that Teachers in Business Directory uses third
party vendors and hosting partners to provide the necessary

hardware, software, networking, storage, and related technology
required to run the Service.
4. You must not modify, adapt or hack the Service or modify another
website so as to falsely imply that it is associated with the Service,
Teachers in Business Directory, or any other Teachers in Business
Directory service.
5. You may use Teachers in Business Directory subdomains (e.g.,
yourname.teachersinbiz.com) solely as permitted and intended by
Teachers in Business Directory to host your membership sites and
marketing pages, and for no other purpose. You may not use
Teachers in Business Directory subdomains in violation of
Teachers in Business Directory’ trademark or other rights or in
violation of applicable law. Teachers in Business Directory
reserves the right at all times to reclaim any Teachers in Business
Directory subdomain without liability to you.
6. You agree not to reproduce, duplicate, copy, sell, resell or exploit
any portion of the Service, use of the Service, or access to the
Service without the express written permission by Teachers in
Business Directory.
7. We may, but have no obligation to, remove Content and Accounts
containing Content that we determine in our sole discretion are
unlawful, offensive, threatening, libelous, defamatory,
pornographic, obscene or otherwise objectionable or violates any
party's intellectual property or these Terms of Service.
8. Verbal, physical, written or other abuse (including threats of abuse
or retribution) of any Teachers in Business Directory customer,
employee, member, or officer will result in immediate Account
termination.
9. Threats against employees: Unfortunately, a few users have made
threats against employees in the past. We cannot accept such
behavior and regard it as a material breach of the Terms &
Conditions of The Service which can lead to the immediate
termination of your account for The Service and filing of a report
with the relevant authorities. We aim to work with you in a
professional, courteous and productive manner.

10. You understand that the technical processing and transmission
of the Service, including your Content, may be transferred
unencrypted and involve (a) transmissions over various networks;
and (b) changes to conform and adapt to technical requirements of
connecting networks or devices.
11. You must not upload, post, host, or transmit unsolicited email,
or "spam" messages.
12. If you create more websites than your plan includes, and do not
upgrade to a higher plan, you will be charged per website based on
the current prices of the plans which will be assigned based on the
feature limits you are using for each website.
13. Teachers in Business Directory does not warrant that (i) the
Service will meet your specific requirements, (ii) the Service will be
uninterrupted, timely, secure, or error-free, (iii) the results that may
be obtained from the use of the Service will be accurate or reliable,
(iv) the quality of any products, services, information, or other
material purchased or obtained by you through the service will
meet your expectations, and (v) any errors in the Service will be
corrected.
14. You expressly understand and agree that Teachers in Business
Directory shall not be liable for any direct, indirect, incidental,
special, consequential or exemplary damages, including but not
limited to, damages for loss of profits, goodwill, use, data or other
intangible losses (even if Teachers in Business Directory has been
advised of the possibility of such damages), resulting from: (i) the
use or the inability to use the Service; (ii) the cost of procurement
of substitute goods and services resulting from any goods, data,
information or services purchased or obtained or messages
received or transactions entered into through or from the service;
(iii) unauthorized access to or alteration of your transmissions or
data; (iv) statements or conduct of any third party on the service;
(v) or any other matter relating to the Service.
15. The failure of Teachers in Business Directory to exercise or
enforce any right or provision of the Terms of Service shall not
constitute a waiver of such right or provision. The Terms of Service
constitutes the entire agreement between you and Teachers in
Business Directory and govern your use of the Service,

superseding any prior agreements between you and Teachers in
Business Directory (including, but not limited to, any prior versions
of the Terms of Service). You agree that these Terms of Service
and Your use of the Service are governed under California law.
16. Questions about the Terms of Service should be sent to
info@25dreamsmedia.com
Accuracy and Availability of Information
The Site contains database information and other content compiled by
Teachers in Business Directory. While we use commercially reasonable
efforts to provide accurate information, Teachers in Business Directory
gives no warranty as to the accuracy of the database and other content on
the Site. Teachers in Business Directory reserves the right to withdraw or
delete information or content from the Site at any time.
Limitation of Liability; Waiver
UNDER NO CIRCUMSTANCES WILL THE TEACHERS IN BUSINESS
DIRECTORY PARTIES BE LIABLE TO YOU FOR ANY LOSS OR
DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, FOR
ANY DIRECT, INDIRECT, ECONOMIC, EXEMPLARY, SPECIAL,
PUNITIVE, INCIDENTAL OR CONSEQUENTIAL LOSSES OR DAMAGES)
THAT ARE DIRECTLY OR INDIRECTLY RELATED TO: (A) THE
SERVICE; (B) THE TEACHERS IN BUSINESS DIRECTORY CONTENT;
(C) USER CONTENT; (D) YOUR USE OF, INABILITY TO USE, OR THE
PERFORMANCE OF THE SERVICE; (E) ANY ACTION TAKEN IN
CONNECTION WITH AN INVESTIGATION BY THE TEACHERS IN
BUSINESS DIRECTORY PARTIES OR LAW ENFORCEMENT
AUTHORITIES REGARDING YOUR OR ANY OTHER PARTY'S USE OF
THE SERVICE; (F) ANY ACTION TAKEN IN CONNECTION WITH
COPYRIGHT OR OTHER INTELLECTUAL PROPERTY OWNERS; (G)
ANY ERRORS OR OMISSIONS IN THE SERVICE'S OPERATION; OR (H)
ANY DAMAGE TO ANY USER'S COMPUTER, MOBILE DEVICE, OR
OTHER EQUIPMENT OR TECHNOLOGY INCLUDING, WITHOUT
LIMITATION, DAMAGE FROM ANY SECURITY BREACH OR FROM ANY
VIRUS, BUGS, TAMPERING, FRAUD, ERROR, OMISSION,
INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION,
COMPUTER LINE OR NETWORK FAILURE OR ANY OTHER
TECHNICAL OR OTHER MALFUNCTION, INCLUDING, WITHOUT

LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL,
LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, OR
COMPUTER FAILURE OR MALFUNCTION, EVEN IF FORESEEABLE OR
EVEN IF THE TEACHERS IN BUSINESS DIRECTORY PARTIES HAVE
BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY
OF SUCH DAMAGES, WHETHER IN AN ACTION OF CONTRACT,
NEGLIGENCE, STRICT LIABILITY OR TORT (INCLUDING, WITHOUT
LIMITATION, WHETHER CAUSED IN WHOLE OR IN PART BY
NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, OR
THEFT OR DESTRUCTION OF THE SERVICE). IN NO EVENT WILL THE
TEACHERS IN BUSINESS DIRECTORY PARTIES BE LIABLE TO YOU
OR ANYONE ELSE FOR LOSS, DAMAGE OR INJURY, INCLUDING,
WITHOUT LIMITATION, DEATH OR PERSONAL INJURY. SOME
STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE
LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT
WILL THE TEACHERS IN BUSINESS DIRECTORY PARTIES TOTAL
LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OR
ACTION EXCEED ONE HUNDRED UNITED STATES DOLLARS
($100.00). YOU AGREE THAT IN THE EVENT YOU INCUR ANY
DAMAGES, LOSSES OR INJURIES THAT ARISE OUT OF TEACHERS IN
BUSINESS DIRECTORY’ ACTS OR OMISSIONS, THE DAMAGES, IF
ANY, CAUSED TO YOU ARE NOT IRREPARABLE OR SUFFICIENT TO
ENTITLE YOU TO AN INJUNCTION PREVENTING ANY EXPLOITATION
OF ANY WEB SITE, SERVICE, PROPERTY, PRODUCT OR OTHER
CONTENT OWNED OR CONTROLLED BY THE TEACHERS IN
BUSINESS DIRECTORY PARTIES, AND YOU WILL HAVE NO RIGHTS
TO ENJOIN OR RESTRAIN THE DEVELOPMENT, PRODUCTION,
DISTRIBUTION, ADVERTISING, EXHIBITION OR EXPLOITATION OF
ANY WEB SITE, PROPERTY, PRODUCT, SERVICE, OR OTHER
CONTENT OWNED OR CONTROLLED BY THE TEACHERS IN
BUSINESS DIRECTORY PARTIES. BY ACCESSING THE SERVICE,
YOU UNDERSTAND THAT YOU MAY BE WAIVING RIGHTS WITH
RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR
UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, YOU
ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND, AND
HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF
THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY
STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: "A
GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE

CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR
AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY
HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH
THE DEBTOR." TEACHERS IN BUSINESS DIRECTORY IS NOT
RESPONSIBLE FOR THE ACTIONS, CONTENT, INFORMATION, OR
DATA OF THIRD PARTIES, AND YOU RELEASE US, OUR DIRECTORS,
OFFICERS, EMPLOYEES, AND AGENTS FROM ANY CLAIMS AND
DAMAGES, KNOWN AND UNKNOWN, ARISING OUT OF OR IN ANY
WAY CONNECTED WITH ANY CLAIM YOU HAVE AGAINST ANY SUCH
THIRD PARTIES.

Indemnification

You (and also any third party for whom you operate an account or activity
on the Service) agree to defend (at TEACHERS IN BUSINESS
DIRECTORY' request), indemnify and hold the TEACHERS IN BUSINESS
DIRECTORY Parties harmless from and against any claims, liabilities,
damages, losses, and expenses, including without limitation, reasonable
attorney's fees and costs, arising out of or in any way connected with any
of the following (including as a result of your direct activities on the Service
or those conducted on your behalf): (i) your Content or your access to or
use of the Service; (ii) your breach or alleged breach of these Terms of
Use; (iii) your violation of any third-party right, including without limitation,
any intellectual property right, publicity, confidentiality, property or privacy
right; (iv) your violation of any laws, rules, regulations, codes, statutes,
ordinances or orders of any governmental and quasi-governmental
authorities, including, without limitation, all regulatory, administrative and
legislative authorities; or (v) any misrepresentation made by you. You will
cooperate as fully required by TEACHERS IN BUSINESS DIRECTORY in
the defense of any claim. TEACHERS IN BUSINESS DIRECTORY
reserves the right to assume the exclusive defense and control of any
matter subject to indemnification by you, and you will not in any event settle
any claim without the prior written consent of TEACHERS IN BUSINESS
DIRECTORY.

Entire Agreement; Severability; No Waiver

This Agreement (including all documents incorporated by reference) is the
entire agreement between the parties for its subject matter and supersedes
all prior and contemporaneous communications between the parties. If you

are using the Service on behalf of a legal entity, you represent that you are
authorized to enter into an agreement on behalf of that legal entity. These
Terms of Use constitute the entire agreement between you and Teachers
in Business Directory and governs your use of the Service, superseding
any prior agreements between you and Teachers in Business Directory.
You will not assign the Terms of Use or assign any rights or delegate any
obligations hereunder, in whole or in part, whether voluntarily or by
operation of law, without the prior written consent of Teachers in Business
Directory. Any purported assignment or delegation by you without the
appropriate prior written consent of Teachers in Business Directory will be
null and void. Teachers in Business Directory may assign these Terms of
Use or any rights hereunder without your consent. If any provision of these
Terms of Use is found by a court of competent jurisdiction to be invalid or
otherwise unenforceable, the parties nevertheless agree that such portion
will be deemed severable from these Terms of Use and will not affect the
validity and enforceability of the remaining provisions, and the remaining
provisions of the Terms of Use remain in full force and effect. Neither the
course of conduct between the parties nor trade practice will act to modify
the Terms of Use. These Terms of Use do not confer any third-party
beneficiary rights.